Online Baccarat at UK Casinos
Baccarat is dealt at 25 of the 45 casinos that hold a UK licence and have a review on this site, 56% of them. All 25 also run a live casino section and 24 offer blackjack, so baccarat at these sites is one table game among several rather than a specialism.
The list below compares them on what their own terms say about deposits, withdrawals and apps. After it come the rules the Gambling Commission has applied to baccarat and every other casino game that is not a slot since January 2025, the house edge on each of the three bets, and a few checks worth making before the first hand.
25 casinos
Every figure comes from the casino's own terms. Some Visit links earn us a commission; partners are listed first and marked, and that never changes what a row says. 18+.
Licence
UK (UKGC)
39028
Withdrawals
No cap stated
KYC above before any gambling (name, address, date of birth)
3 currencies · 1 game studios · Pay by bank, MasterCard cards, Neteller +8
From the termsInactive-account fee £3 a month after 13 monthsLicence
UK (UKGC)
38758
Withdrawals
No cap stated
KYC above £700 single transaction or £1,400 cumulative (documents); electronic check at registration
1 currencies · 10 game studios · Apple Pay, PayPal, Mastercard +7 · 54 restricted countries
From the termsInactive-account fee £10 a month after 12 monthsLicence
UK (UKGC)
39175
Withdrawals
No cap stated
KYC above before the first withdrawal (photo ID and proof of address); source-of-funds checks when deposit thresholds are met
1 currencies · 5 game studios · MasterCard Debit, Paysafecard, PayPal +6 · 72 restricted countries
From the termsInactive-account fee £5 every 30 days a month after 12 monthsLicence
UK (UKGC)
39326
Withdrawals
set per account at registration, shown on the withdrawal page; no daily/weekly/monthly cap on the number of withdrawals per fiat withdrawal
KYC above before the first deposit or bet (automated check; ID and a utility bill if it fails)
1 currencies · 3 game studios · Online Wallets, Wire Transfer, Cards
From the termsInactive-account fee GBP 5 a month after 12 monthsTerms allow game RTP changesLicence
UK (UKGC)
39335
Withdrawals
No cap stated
KYC above before the first deposit (ID, age and address verification)
1 currencies · 6 game studios · Paysafecard, Neteller, Visa +8
From the termsInactive-account fee £5 a month after 12 monthsLicence
UK (UKGC)
38758
Withdrawals
No cap stated
KYC above £700 single transaction or £1,400 total transactions (documents); electronic ID check at registration
1 currencies · 3 game studios · Visa, Bank Transfer, Mastercard +3 · 54 restricted countries
From the termsInactive-account fee £10 a month after 12 monthsLicence
Gibraltar
Withdrawals
No cap stated
KYC above before the first deposit (name, address and date of birth)
1 currencies · 66 game studios · PayPal, Apple Pay, Mastercard +7
From the termsInactive-account fee GBP 5 a month after 12 monthsWithdrawals
No cap stated
KYC on request
Deposit wagering
1×
14 currencies · 1 game studios · Digital Wallet, Local Bank Transfer, Online Banking +2 · 33 restricted countries
From the termsCasino's own decision on disputes is finalNo dispute body namedDormant balances forfeited after 12 monthsLicence
UK (UKGC)
39175
Withdrawals
No cap stated
KYC above before the first withdrawal (photo ID, proof of address, proof of payment method)
1 currencies · 7 game studios · MasterCard Debit, Maestro, Paysafecard +5 · 72 restricted countries
From the termsInactive-account fee £5 every 30 days a month after 12 monthsLicence
UK (UKGC)
38905
Withdrawals
£25,000 per card or wallet transaction; £250,000 per bank transaction per fiat withdrawal
KYC above at registration (electronic age and identity check; documents if it fails); source of funds checks on request
2 currencies · 13 game studios · Bank Account, Google Pay, Visa Debit +3
From the termsInactive accounts blocked after 30 monthsLicence
UK (UKGC)
39326
Withdrawals
per-transaction amount shown on the withdrawal page; no limit on the number of transactions per fiat withdrawal
KYC above before the first deposit (automated check; ID and utility bill if it fails)
1 currencies · 14 game studios · Online Wallets, Cards, Wire Transfer
From the termsInactive-account fee GBP 5 a month after 12 monthsTerms allow game RTP changesLicence
UK (UKGC)
39198
Withdrawals
per method: debit card £5,000, Apple Pay £8,000, Open Banking £35,000 per fiat withdrawal
KYC above before any gambling or deposit (name, address and date of birth)
1 currencies · 46 game studios · Visa Electron, Mastercard, PayPal +5
From the termsInactive-account fee GBP 5 a month after 12 monthsLicence
UK (UKGC)
39335
Withdrawals
No cap stated
KYC above before the first deposit (ID, age and address verification)
1 currencies · 5 game studios · Paysafecard, Neosurf, MuchBetter +11
From the termsInactive-account fee £5 a month after 12 monthsLicence
UK (UKGC)
38905
Withdrawals
£25,000 per fiat withdrawal
KYC above at registration — the account is not opened until age and identity are verified
2 currencies · 27 game studios · Visa Debit, Apple Pay, Mastercard Debit +2
Licence
UK (UKGC)
67740
Withdrawals
£50,000 per fiat withdrawal
KYC above at registration (identity checks); source of funds on request
1 currencies · 2 game studios · Debit Cards
From the termsDormant balances forfeited after 24 monthsLicence
UK (UKGC)
60629
Withdrawals
No cap stated
KYC above before any play (name, address and date of birth, electronic check first); documents and source of funds on request
1 currencies · 25 game studios · Apple Pay, Bank Transfer, PayPal +3
Licence
UK (UKGC)
52819
Withdrawals
No cap stated
KYC above before any gambling (GB, Northern Ireland, Channel Islands, Isle of Man: name, address and date of birth)
2 currencies · 4 game studios · Cheque, Bank Transfer, Debit Cards +1
Licence
UK (UKGC)
39108
Withdrawals
No cap stated
KYC above before the first deposit (name, home address and date of birth)
Deposit wagering
1×
3 currencies · 17 game studios · Neteller, Skrill, Mastercard Debit +11 · 8 restricted countries
From the termsInactive accounts blocked after 84 monthsLicence
UK (UKGC)
38758
Withdrawals
No cap stated
KYC above before the first deposit (electronic identity and age check); documents at £700 single or £1,400 cumulative transactions
1 currencies · 11 game studios · Bank Transfer, Apple Pay, Visa +5 · 54 restricted countries
From the termsInactive-account fee GBP 10 a month after 12 monthsLicence
UK (UKGC)
38905
Withdrawals
£25,000 per card or wallet transaction; £250,000 per bank transaction per fiat withdrawal
KYC above at registration (electronic age and identity check; documents if it fails); source of funds checks on request
2 currencies · 20 game studios · Visa Debit, Apple Pay, Bank Account +3
From the termsInactive accounts blocked after 30 monthsLicence
UK (UKGC)
065519
Withdrawals
No cap stated
KYC above before the first deposit, withdrawal or bet (name, address and date of birth)
2 currencies · 1 game studios · Revolut Pay, Visa Debit, Maestro +6 · 1 restricted countries
Licence
UK (UKGC)
39326
Withdrawals
a per-transaction amount set on the account, shown on the withdrawal page; other amounts on request per fiat withdrawal
KYC above before the first deposit or bet (automated check; ID and a utility bill if it fails)
11 currencies · 11 game studios · Visa, PayPal, Google Pay +3
From the termsInactive-account fee £5 a month after 12 monthsTerms allow game RTP changesLicence
UK (UKGC)
39326
Withdrawals
set per account and shown on the withdrawal page; no cap on the number of transactions per fiat withdrawal
KYC above before the first deposit or bet (automated check of registration details; ID and a utility bill if it fails)
1 currencies · Cards, Wire Transfer, Online Wallets
From the termsInactive-account fee £5 a month after 12 monthsTerms allow game RTP changesLicence
UK (UKGC)
39326
Withdrawals
set per account and shown on the withdrawal page; larger amounts on request per fiat withdrawal
KYC above before the first deposit or bet (automated check; ID and a recent utility bill if it fails)
11 currencies · 21 game studios · Trustly, PayPal, Visa +3
From the termsInactive-account fee £5 a month after 12 monthsTerms allow game RTP changesLicence
UK (UKGC)
45322
Withdrawals
No cap stated
KYC above before the first deposit, withdrawal or bet (name, address and date of birth)
1 currencies · 2 game studios · Visa Debit, Mastercard, Google Pay +8 · 1 restricted countries
From the termsInactive-account fee £5 a month after 12 months
Baccarat Casinos: Deposits, Withdrawals and Apps
Every cell is taken from that casino's own terms and payment pages. Where a cell reads Not stated, the terms say nothing on the point, which is not the same as a no.
How UK Rules Changed Baccarat in 2025
The design rules the Gambling Commission first wrote for online slots were extended to other online casino games from 17 January 2025, after an announcement on 1 May 2024. Baccarat is one of those games, as are roulette and blackjack. The main exception is peer-to-peer poker.
Four of the changes are the ones you notice at a table. Each game cycle must last at least 5 seconds. Nothing may shorten the time to the result, so there is no turbo setting and no slam stop. A hand that pays back no more than you staked may not be presented as a win. And the game may not let you play several games at once. The table below takes the rules one at a time.
Not a slot: The UK stake caps, £2 a spin up to age 24 and £5 from 25, were written for online slots alone, meaning reel-based casino games. The Commission's guidance says they do not reach other casino games, so what limits a baccarat stake is the table's own maximum, not that rule.
Rule by Rule at a Baccarat Table
RTS stands for the Commission's Remote Technical Standards, the rules for how online games behave. The last column is what each rule means in practice for a baccarat player.
Three Bets, Three Different Prices
The house edge is the share of each stake a bet keeps on average over a very long run, and at baccarat it differs sharply from one bet to the next. With the usual eight-deck shoe, Banker carries an edge of 1.06% after its 5% commission and Player 1.24%. A tie comes up in 9.52% of hands; paid at 8 to 1 its edge is 14.36%, and paid at 9 to 1 it falls to 4.84%.
The tie pay is the figure most likely to differ between two tables, so read it in the table rules before using that bet. The drawing rules, side bets, no-commission tables and what one, six or eight decks change are worked through in the baccarat guide.
Terms in the UK Game Rules
Game cycle
Turbo and quick spin
Slam stop
Autoplay
Reel-based game
Peer-to-peer
Before the First Hand
Free spins make up 16 of the 22 welcome offers described by the casinos here, and they are spent on slots; six are deposit matches. If you are joining for baccarat, find out which games the offer counts on before you opt in. The limits every UK offer has followed since January 2026 are set out on the £10 deposit casinos page.
16 of the 25 casinos state a minimum deposit, most often £10, and five let you start from £5. A small deposit buys few hands at a table with a high minimum bet, so look at the table limits in the lobby before choosing an amount.
21 of the 25 name in their terms the independent dispute service that takes a complaint the casino has not settled itself. Note it down, with the casino's own complaints address, before you deposit rather than after a disputed hand.
A free baccarat table at a UK casino needs the same age check as real-money play, and the UK casinos page says when that check takes place.
Online Baccarat UK FAQ
Yes, at a casino holding a Gambling Commission remote casino licence, which covers roulette, blackjack and other casino games as well as slots. You must be 18 or over. Every casino on this page holds that licence.
Yes. A dealer on camera deals from a physical shoe while you place bets through the screen, and the same drawing rules apply as at a computer table. Bets close when a timer runs out, and the shoe is played down to its cut card before a new one is shuffled.
The five named most often by the casinos on this page are Apple Pay (16), PayPal (13), Neteller (12), Mastercard (11), Google Pay (11). The number in brackets is how many of the 25 casinos take each one.
At 15 of the 25 casinos, yes: they list an app in Apple's App Store or Google Play, and 10 have one in both. The others are played in a phone browser, which works the same way without a download.
Almost all of them. 24 of the 25 offer roulette and 18 offer live game shows, so one account covers most of the tables you might want to try.